Services

Medicare Services Designed Around You

Expert plan comparisons, enrollment support, and year-round guidancefor South Florida residents — at no cost to you.

Comprehensive Medicare Guidance in South Florida

Navigating the Medicare system on your own is time-consuming and confusing. That is exactly why S&N Group Insurance exists. Sarah Suarez is a licensed Medicare specialist in South Florida with many years of experience helping individuals find coverage that actually works for their health, lifestyle, and budget. Every service she offers is provided at no direct cost to you — Sarah is compensated by the insurance carriers, so her guidance is always free to clients.

Medicare Plan Consultations

Your Medicare journey starts with a thorough, one-on-one consultation. Sarah takes the time to understand your current health conditions, preferred doctors and specialists, prescription medications, and financial situation before presenting any plan options. No cookie-cutter solutions — only coverage recommendations that match your real life.



• Review and comparison of Original Medicare (Parts A and B)
• Medicare Advantage (Part C) plan options from multiple carriers
• Medicare Supplement (Medigap) plans to reduce out-of-pocket costs
• Prescription Drug Plans (Part D) matched to your current medications

Medicare Enrollment Support

Missing an enrollment deadline can result in lifelong premium penalties. Sarah guides you through every enrollment period — Initial Enrollment, General Enrollment, Open Enrollment, and Special Enrollment Periods — so you always make the right move at the right time.

• First-time Medicare enrollment for those turning 65
• Late enrollment penalty prevention and guidance
• Special Enrollment Period assistance for qualifying life events
• Annual plan review during Open Enrollment (October 15 through December 7)

Prescription Drug Plan (Part D) Assistance

Finding a Part D drug plan that covers your medications at the lowest possible cost requires careful analysis. Sarah compares formularies and copay tiers across available plans to help you avoid the coverage gap and keep your pharmacy costs manageable.

Ongoing Client Support

Sarah's commitment does not end at enrollment. She remains available year-round to answer questions, assist with plan changes, review your coverage at renewal, and help you navigate any billing or claims issues that arise. It is the kind of personalized service that larger brokerages simply cannot match.

• Annual plan review and benefits comparison
• Assistance with carrier customer service and appeals
• Proactive outreach when better plan options become available
• Support for caregivers and family members helping a loved one enroll

Serving South Florida With Pride

From the Florida Keys to Palm Beach, S&N Group Insurance delivers the same attentive, personalized service to every client. Whether you prefer to meet in person, over the phone, or via video, Sarah is here to help you find the Medicare plan that gives you peace of mind. A trusted Medicare specialist in South Florida is ready to guide you every step of the way.